Financial Security for all our clients
Our individual financial advice helps private individuals or landlords to ensure their financial security and achieve their goals. Find out how we can help you.
The right advice for all our customers
Trafalgar Square takes great care to match each client’s requirements to specific products, and then explain clearly all the options drawing on its access to the whole lender market place. It earns its fees by working hard to achieve successful applications for its clients, with the minimum amount of stress.
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The company also prides itself in stripping out the time-consuming and impersonal bureaucracy that can be associated with large institutions, cutting through the red tape and eliminating the strain of dealing with call centres and a succession of different case managers.
Residential Purchases
The The UK residential mortgage market now offers over 3,000 different products, varying by factors like deposit size, mortgage term, and the applicant’s age and financial situation. On top of that, there’s a wide choice of interest payment options—fixed, capped, tracker, and more—plus different capital and repayment methods, making the options overwhelming. Trafalgar Square partners with clients to understand their financial goals, assess both short- and long-term needs, and review costs, rates, and repayment preferences. With this, they can narrow down the choices and find the right lender and mortgage solution.
Buy to let Mortgages
Sitting between the residential mortgage market and commercial finance, the buy-to-let sector has carved out its own space. As it grows and gains recognition, it’s becoming more complex and sophisticated, with lenders regularly introducing changes that give landlords more options for loan-to-value and refurbishment funding. Trafalgar Square helps clients align their investment strategies with the right products and lenders, offering advice and support to boost portfolio growth and long-term plans. Whether the goal is income or capital growth, different lender approaches are needed, and Trafalgar Square knows them all, with access to exclusive rates.
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Property is a solid asset class in any investment portfolio, whether it’s part of a free-standing portfolio or a pension plan. Trafalgar Square can help identify property opportunities for capital growth or income and match your purchase needs with the right lending options.
Portfolio Re-gearing
As a property portfolio grows, capital gains can open the door to extracting equity through re-gearing. Trafalgar Square works closely with clients to find the best approach, considering flexibility, timing, and cost. In some cases, it’s smart to keep future flexibility in mind, so Trafalgar Square can set up Forward Buying Facilities, giving clients the option to snap up new properties quickly.
Bridging Finance
Sometimes, for various reasons, temporary bridging finance might be needed for a short period. Trafalgar Square can arrange this through different bridging finance companies. The loan is usually based on 75% of the property’s value and can often be set up within 5 to 10 working days. It comes with a set-up fee, monthly interest, and an exit fee.